Commercial Real Estate Financing
PACE Financing for Eligible Commercial Real Estate Projects
PACE financing is designed for eligible commercial real estate projects that include energy, resiliency, or other qualified improvements. It is commonly used to support capital-intensive upgrades without relying entirely on traditional debt alone.
What Is PACE Financing?
PACE stands for Property Assessed Clean Energy. In simple terms, it is financing tied to eligible property improvements, often repaid through a property assessment mechanism, subject to local program rules and project eligibility.
PACE financing is commonly used by borrowers working on eligible property improvement projects. It can be a strong fit for: Are For
PACE financing is commonly used by borrowers working on eligible property improvement projects. It can be a strong fit for:
- Owners funding energy-related upgrades
- Projects with qualified resiliency or efficiency improvements
- Developers looking for additional structured capital
- Borrowers seeking alternatives to funding all improvements through conventional debt
PACE financing Makes Sense
PACE financing can make sense when a project includes eligible improvements and the borrower wants a capital source that aligns with those upgrades.
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The project includes qualified energy or resiliency work
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The capital stack benefits from improvement-specific financing
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The asset and jurisdiction support program eligibility
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The project economics support a PACE component
Why Borrowers Use PACE Financing
For many borrowers, the appeal of PACE financing is that it can support improvement costs in a way that complements the broader capital stack. When eligibility and structure align, it can create useful flexibility for the project.
Typical PACE Financing Structure
Exact terms vary by lender and deal, but these are some of the common factors borrowers evaluate.
Qualification Focus
Project eligibility, jurisdictional rules, property profile, and broader capital stack alignment
Common Use Cases
Energy upgrades, resiliency projects, redevelopment, and qualifying new development costs
Review Factors
Program eligibility, lien structure, improvement scope, senior lender coordination, and asset profile
Term Flexibility
Varies by program, jurisdiction, and transaction structure
Do Not Limit Yourself to One Lender
PACE providers and local programs can differ in structure, timing, and approval requirements. That is why GWC Financial does not try to force every borrower into one lane.
How GWC Financial Helps
We prepare, package, and professionally present your deal to our network of banks and lending partners who compete to earn your business. That means instead of trying to guess which pace financing lender might be the right fit, you can start by telling us about the opportunity and letting our process help bring back stronger options.
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We start with the deal, not guesswork
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We help package the opportunity professionally
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We present it based on lender fit
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You review financing paths with more clarity
Frequently Asked Questions
No. You do not need to know the exact product first. Tell us about the project and the improvement plan, and we can help determine which financing paths make the most sense.
In many cases, yes. Eligibility can depend on the project type, the improvement scope, and the rules of the local program or jurisdiction.
Yes. Our process is built around professional deal presentation and lender competition so you can review real options.
Need capital for eligible property improvements?
Let us review the project, package the improvement plan, and help bring back financing options that fit the property, program, and capital stack.
Need capital for eligible property improvements?
Let us review the project, package the improvement plan, and help bring back financing options that fit the property, program, and capital stack.
Contact Us
- Chicago, USA
- +1 855-522-6394
- info@GWCFinancial.com
